Manager Personal Loan credit & risk analyst
Seasoned Banking & Finance Professional around 3 years of experience in Risk & Policy Management,
Credit Risk Analysis, Portfolio Analysis, MIS & Reporting, and NPL Tracking etc. Intend to secure a position
with any financial institution or a multinational firm with a stable environment that will lead to a lasting
relationship in the field of finance or business administration and to gain experience in a position that will
compliment my academic background in finance and business administration.
Last Resume Update | July 9, 2019 |
Address | Dubai, United Arab Emirates |
ektathakkar10@yahoo.com | |
Phone Number | 0563120924 |
Experience
Kotak Mahindra bank ltd
Manager Personal Loan Risk & credit analyst
Manager Personal Loan Risk & credit analyst
May 2016
- Nov 2018
• Analysis of disbursed loan data (approval ratio, reject inference, location wise disbursal, scheme wise disbursal, channel wise disbursal) to identify potential market, customer requirements & minimize delinquency
• Design & modify various policy related to personal loan keeping competition, business numbers, delinquency in consideration
• Maintaining MIS & Analysis of pre-approved programs (analysis to check portfolio quality, approval ratio, and delinquent segment, identify specific trends & take immediate action to stop loss etc.)
• Responsible for designing logic model, performing UAT of Loan management system RCAS for instant / digital loan program without human intervention.
Education
Thakur Institution Of Management Studies & Research
Master of Business Administration
Master of Business Administration
Mar 2014
- Jun 2016
MBA- Finance