Manager Personal Loan credit & risk analyst
Seasoned Banking & Finance Professional around 3 years of experience in Risk & Policy Management,    
Credit Risk Analysis, Portfolio Analysis, MIS & Reporting, and NPL Tracking etc. Intend to secure a position    
with any financial institution or a multinational firm with a stable environment that will lead to a lasting    
relationship in the field of finance or business administration and to gain experience in a position that will    
compliment my academic background in finance and business administration. 
Last Resume Update July 9, 2019
Address Dubai, United Arab Emirates
E-mail ektathakkar10@yahoo.com
Phone Number 0563120924

Experience

Kotak Mahindra bank ltd
Manager Personal Loan Risk & credit analyst
May 2016 - Nov 2018

• Analysis of disbursed loan data (approval ratio, reject inference, location wise disbursal, scheme wise disbursal, channel wise disbursal) to identify potential market, customer requirements & minimize delinquency
• Design & modify various policy related to personal loan keeping competition, business numbers, delinquency in consideration
• Maintaining MIS & Analysis of pre-approved programs (analysis to check portfolio quality, approval ratio, and delinquent segment, identify specific trends & take immediate action to stop loss etc.)
• Responsible for designing logic model, performing UAT of Loan management system RCAS for instant / digital loan program without human intervention.

Education

Thakur Institution Of Management Studies & Research
Master of Business Administration
Mar 2014 - Jun 2016

MBA- Finance

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