|Last Resume Update||July 9, 2019|
|Address||Dubai, United Arab Emirates|
Manager Personal Loan Risk & credit analyst
• Analysis of disbursed loan data (approval ratio, reject inference, location wise disbursal, scheme wise disbursal, channel wise disbursal) to identify potential market, customer requirements & minimize delinquency
• Design & modify various policy related to personal loan keeping competition, business numbers, delinquency in consideration
• Maintaining MIS & Analysis of pre-approved programs (analysis to check portfolio quality, approval ratio, and delinquent segment, identify specific trends & take immediate action to stop loss etc.)
• Responsible for designing logic model, performing UAT of Loan management system RCAS for instant / digital loan program without human intervention.
Master of Business Administration